PHD Research Focus
Papers to read:
- "Explainable Artificial Intelligence (XAI) for Credit Scoring” – recent journal papers from IEEE or Springer.
- FCA guidelines on AI in financial services (free online).
Project that support the research:
- Dataset: Kaggle’s Home Credit Default Risk or Lending Club Loan Data.
Task: Build a classification model (Random Forest, XGBoost) → Apply SHAP or LIME to explain predictions.